We all work hard and it is important that you find the time to look after your’s and your family’s financial needs. Our wealth management team work in the same way as our business advisors but instead of focusing on your business, they focus on you.
Our in-house Independent Financial Services team are available to offer support and advice on all areas of your personal finances. We will sit down with you to understand your personal and family goals, review your current financial and tax position which will help us to identify areas we think you should review and help you find appropriate solutions be that, pension, protection or investment. You can’t avoid tax, but we can make sure you are paying the right amount.
Our team looks at the complete picture of your business and personal life, so that they can advise you on the most appropriate way forward, depending on your own individual circumstances and objectives.
Services available include
You may be working hard now, but there will be a time when you will want to slow down and enjoy the fruits of your labour. Your pension is the key to a prosperous retirement, so talk to us and see how efficient planning now can help provide financial comfort in the years to come.
Savings and investments
We all know about the effects of inflation. Every year, price rises mean that your money is worth less in real terms. The same applies to money saved in the bank. We can offer a range of tax-efficient investment products to suit your lifestyle, grow your money, and beat inflation.
Inheritance tax planning
Most people want to pass on their wealth to the people who matter most to them. Nicholsons can help you do this in a smooth, tax-efficient manner, providing the maximum benefit to those you care about.
Personal tax planning
Taxation can be complicated and getting it wrong can mean paying out far more of your money than you need to. There are many ways to reduce you tax liability. We can advise you on making tax-efficient plans to optimise your income and retain more of your wealth.
Having worked hard to create a successful business, you want to be sure that it will survive even if the unexpected happens. We can advise on a range of business policies, including key person and shareholder, to protect your business and help you carry on through adversity.
You and your family are at the heart of everything you do. We can offer you a wide range of policies, including life insurance and income protection, that will look after you and your loved ones should life take a turn for the worse.
Download the latest edition of Moneyworks
Moneyworks - Autumn 2023
In our latest edition, we address the cost-of-living crisis and the impact it is having on not just your wallet but also your mental wellbeing. We look at the key steps to ease those worries and take greater control, of what you can control. We'll also discuss the rising mortgage dilemma and the rising cost of retirement.